It's Christmas Even and London is aglow with excitement and charity. The wealthy and powerful celebrate their bounty and cheerfully dig into their purses to brighten the spirits of those in need. But for Ebenezer Scrooge Christmas only gets in the way of his debt collecting. His clerk, Bob Cratchit, even expects the day off! And Scrooge's nephew Fred, wrongly imagines his uncle will find the time for a Christmas visit. Humbug! Arriving at his lonely gloomy home, Scrooge is confronted by a vision of the face of his long dead business partner, Jacob Marley. Scrooge can hardly believe his eyes. Marley warns Scrooge to expect visits from three ghosts; The Ghosts of Christmas Past, Present and Future.